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David R Paul Insurance Agency
Car, Home, Commercial & Business Insurance Portland Metro, Oregon Coast, Yamhill County, Newberg, OR Newberg, OR
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503-538-1825
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Some of the typical coverages that our policies offer:
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Property, Inland Marine, and Crime Coverages
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Limit of Insurance |
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Accounts Receivable - On Premises/Off Premises |
$25,000* / $5,000 |
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Alternative Key Systems - Reprogramming Costs |
$50,000* |
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Back up of Sewer or Drains |
$25,000 |
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Business Income & Extra Expense (BI&EE |
Actual Loss Sustained |
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BI & EE - 72-Hour Waiting Period Buyback |
Included |
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BI - Tips included |
Included |
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Building - Automatic Increase Amount |
4% |
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Building - Newly Acquired or Constructed Property |
$500,000 |
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Building - Tenant Obligation |
$10,000 |
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Building Ordinance or Law - A |
Included with building |
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Building Ordinance or Law - B & C Combined |
$50,000* |
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Business Personal Property - Newly Acquired Or Constructed Property |
$500,000 |
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Business Personal Property Seasonal Increase |
25% |
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Claims Expense |
$5,000 |
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Computer Fraud And Funds Transfer Fraud |
$10,000* |
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Crime Conviction Reward |
$10,000 |
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Debris Removal |
25% of loss+$10K |
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Electronic Data Processing & Media (EDP) - Blanket |
$10,000* / $2,500 |
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Employee Dishonesty |
$10,000* |
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Extended Business Income |
60 days |
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Exterior Building Glass |
Included with bldg |
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Fine Arts - Blanket |
$10,000* / $2,500 |
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Fire Department Service Charge |
$10,000 |
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Fire Extinguisher Systems Recharge |
$5,000 |
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Forgery or Alteration |
$5,000 |
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Guests' Evacuation Expense |
$10,000 |
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Guests' Inconvenience Cost Reimbursement |
$25,000 / $500 |
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Guests' Property |
$10,000 |
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Leasehold Interest |
$10,000* |
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Lock Replacement Coverage |
$5,000* / $5,000* |
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Lost Lease - Lessor's Interest |
$5,000* |
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Money and Securities-Inside & Outside the Premise |
$10,000*/ $2,500* |
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Money Orders and Counterfeit Paper Currency |
$2,500 |
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Ordinance or Law - Equipment |
$10,000* |
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Outdoor Property - Antennas and Satellite Dishes |
$10,000* |
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Outdoor Property - Trees, Plants, Shrubs and Lawns |
$10,000* |
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Outdoor Property - Fences and Walls |
$10,000* / $1,000 |
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Outdoor Signs |
$5,000* |
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Personal Effects |
$2,500 |
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Personal Property Off Premises |
$10,000* |
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Pollutant Clean Up and Removal |
$10,000 |
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Premises Boundary |
1,000 feet |
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Preservation of Property |
30 days |
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Protection Response Service Expense |
$10,000 |
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Tenants Move Back Coverage |
$5,000* |
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Unauthorized Business Card Use - Aggregate / Occurrence |
$5,000 / $1,000
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Utility Services - Direct Damage (Building) |
$10,000* |
| Utility Services - Direct Damage (BPP) |
$10,000* |
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Utility Services - Time Element |
$5,000* |
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Valuable Papers - On Premises/Off Premises |
$25,000* / $5,000 |
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* Higher Limits Available |
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** Other Limits Available |
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Business Liability Coverages |
Limit of Insurance |
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General Aggregate Limit |
As selected |
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Products and Completed Operations Aggregate Limit |
As selected |
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Personal & Advertising Injury |
Selected Occurrence limit |
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Each Occurrence Limit |
As selected |
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Tenants Legal Liability |
Selected Occ' limit |
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Medical Expenses- Any one person |
As selected |
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Newly Acquired or Formed Organizations – 90 days |
As selected |
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Unintentional Errors and Omissions |
Included with liability |
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Pollution Exclusion – Hostile Fire Exception |
Included with liability |
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Services Errors and Omissions |
$5,000 |
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Delivery Errors and Omissions |
$5,000 |